Bradley Kelly

Mortgage Loan Originator
NMLS: 40253

Bradley is a Certified Mortgage Planning Specialist (CMPS). He knows that buying or refinancing a home is the biggest financial decision of his clients’ lives. That’s why he makes a point of consulting with his clients throughout the entire loan process, so they are well-educated and active participants in the transaction.

He has an extensive background in all facets of mortgage lending and assisting his clients with many different needs, whether they are a homebuyer looking to purchase a new home or current homeowners looking to benefit from refinancing. His expertise includes Conventional, Jumbo, FHA, VA, USDA, and Renovation loans. 

Bradley also makes a point of keeping up with the latest financial and industry trends, as well as state and federal regulatory requirements, so he can serve as an informed advocate for his clients.

His focus is on not merely getting his clients a loan, but finding the best loan for them.

Presidents Club Award Winner 2016, 2017, 2018

What people are saying about me...

Click here for my most recent reviews

Phenomenal experience

Being first time home buyers, getting someone like Brad guiding us through the process was a lifesaver. He and his team are so professional. Brad goes above and beyond (taking calls way past hours) to make sure his clients have all the support they need. He made the whole process panick free. We knew at any stage what to expect. Brad, thank you for helping us get our home.

-Christelle Kamaliza from Dover, NH

Smooth process

Brad and his team made the home refinancing process a smooth one. The lines of communication were always open and the level of stress was low. Everything came together relatively quickly too. Highly recommend.

-dcullity from Rollinsford, NH

If you need a morgage loaner he's the best!

Bradley was always available when I called. He would even answer phone calls and emails after hours and quick. I never had to worry about anything because he always had the answers! Very professional and efficient! Thank you for all the help,

From my family and I!

-JLewis95 from Somersworth, NH

Always available!

Brad and his team made getting our mortgage a breeze. From start to finish, we were always informed of what to expect next and always had our questions answered quickly - even on the weekends (or evenings!) We were impressed with how available they made themselves to us. Their knowledge regarding different types of home loans meant we were able to chose the right scenario for our long term investment goals in real estate. Thank you Brad for making our home dreams a reality. We will definitely be using you for any future purchases we decide to make.

-Kimberly from Kittery, ME

Super Helpful!

Brad and his team were super helpful for my husband and I. Between helping us figure out the best loan path for us to submitting our documents this process was laid out clearly and done efficiently. I liked how everything was done electronically allowing us to review together after work and upload documents in our own time. Brad was friendly and polite and available whenever we needed him!

-Lucy from Rollinsford, NH

Brad was Great!

Brad was fantastic from start to finish! From helping me understand the process, to helping me increase my credit score so I could qualify, to answering my questions at all hours during the week, he really helped keep this process manageable and as low stress as possible. He was a huge reason that I went from a renter to a first time home owner in under 6 months, and I can't say enough good things about him and gis team. Thanks so much Brad!

-todd whitford from Lee, NH

First class all the way

My wife and I moved all the way from the west coast to east coast and we weren't certain we would be able to get approved for a home loan within the first year of our move. Mr. Kelly was able to get us financing right away and we ended up with a great little home on lots of land. Brad, and his team, alleviated a lot of the stress with regards to buying a home and moving in general. A five star experience from start to finish. We appreciate all the help! Highly recommend

-jz1234567 from Shapleigh, ME

Zero stress

Very easy to work through the process with. Clear and timely responses to all my questions, no matter the time of day or day of the week. Friendly and consistent.

-brian matthews9 from Sanford, ME

Brad was a homerun throughout the entire loan process!!

From day one, Brad was a true professional & a wealth of information. He made himself available 24/7 for my questions and was the voice of reason during the normal emotional roller coaster when purchasing a home. I would highly recommend Brad to friends & family alike!!

-jconnolly11 from Dover, NH

Fantastic lender, personal touch

I can't say enough good things about Bradley Kelly. He was a fantastic help through a very long and arduous process. He was there every time I needed something and he always did it with a smile.

-zuser20160617084421249 from Claremont-Lebanon, NH

Brad made it easy for this first-time home buyer!

He was super nice to work with. I didn't know a thing about this process and any time I had questions (and I had a LOT) he always gave me an answer in a way I could understand.

-msyamicapeterson from Rochester, NH

Brad is the best!

Brad is great! He answered all my crazy questions almost immediately. I would highly recommend Brad, and will be using him again for my next home purchase.

-jeffpcote from Raymond, NH

Seamless process!

We have worked with Brad for the purchase of two homes now and what I always thought should be a stressful event has been nothing short of easy, twice. Brad was always available for questions, to run numbers for us and kept us informed of where we were at in the process at every step. He is very easy to work with, personable and professional. Everyone we worked with on his team was great!

-user84897311 from Stratham, NH

Brad should wear a superhero cape, because that's what he is.

When you are going through the already extremely stressful process of buying a home, and then you seem to have issues arise at every single opportunity, it really counts to have someone like Brad to help you get through the process. Brad is extremely knowledgeable, hardworking, and was able to help us overcome each obstacle, every time. I never asked a question that Brad couldn't answer, (almost immediately,) and I had a lot of questions! He had faith when we were losing it. He was thinking 10 steps ahead, and is basically responsible for our dream home becoming a reality for us. I cannot recommend Brad strongly enough. Contrasted with my previous experience with a different loan originator, Brad is completely in a league of his own. We just happened to stumble upon Brad, through our realtor's strong recommendation, which in hindsight was our first stroke of luck. If you are considering Brad, just do yourself a favor, count your lucky stars, and get Brad Kelly on your team.

-morgan sarah a from Newmarket, NH

He was able to provide much needed guidance.

Brad was so great to work with and was able to get me through some rough spots with financing. The documents necessary to close a loan are extensive. He was able to provide much needed guidance. Highly recommend.

-user13452456 from Somersworth, NH

He worked very closely with my husband and I during our home buying experience.

Brad is amazing!!! He worked very closely with my husband and I during our home buying experience. He was always helpful, and never made us feel like we were asking too many questions. Brad provided support and understanding during what was a stressful process at times. We have, and will continue to recommend him to anyone that is looking for professional, knowledgeable, and understanding support/guidance during their home buying experience.

-cgregorakos from Berwick, ME

Helped me consistently along the way of what was a challenging home purchase due

Great to deal with and very professional and responsive. Helped me consistently along the way of what was a challenging home purchase due to unexpected variables. Brad was always calm and had great ideas and kept the process moving smoothly as he could. I'd highly recommended his services if you're looking for a decent and honest mortgage broker.

-user7900286 from Portsmouth, NH

But the biggest help was in the credit review process, I had a couple things that ...

Brad was extremely helpful through the home buying process. He guided me through the paperwork and made sure I understood what the forms meant. But the biggest help was in the credit review process, I had a couple things that needed to be looked at to make sure I would be approved and he walked me through exactly what I needed to do. Now, I have my house and would definitely work with him again.

-varitekfan33 from Fairfield, ME

He always answered all of my questions honestly and made sure I was always taken ...

I have used Brad twice to get a mortgage and both times he was very helpful, knowledgeable and always fast to respond. He always answered all of my questions honestly and made sure I was always taken care of and worked hard to make the process as easy and pain free as possible. I will refer him to all of my friends and use him again in the future.

-lizmetsch from Kittery, ME

We've recommended him to friends and family several times over the years.

We are now looking to buy a new house while selling our current one. Brad is helping with determining our best course of action for how much we can spend and all of the other details that go along with the home finance process before we put it on the market. We worked with him 10 years ago when buying this house and he was amazing at explaining our choices and making the financial language sound simple. We've recommended him to friends and family several times over the years. He was knowledgeable and helpful at every turn to get the job done well.

-user9639604 from Marlborough, MA

He answered all of our questions in terms we could understand.

Brad was awesome to work with on our new home. He answered all of our questions in terms we could understand. He also made himself available nights and weekends which was great.

-ryanpcollins4 from Hampton, NH


Awards and Accolades

Five Star Professional
Certified Mortgage Planning Specialist
Top 1% of Mortgage Originatators 2019
Military Housing Specialist

Assess Your Situation

Do you have a minute to discover if now is the right time for you to buy a new home or refinance your current mortgage? There’s no need to guess. Instead, take our simple 60-second quiz and find out for yourself!

Crunching the Numbers

If you are considering the idea of buying a home or refinancing your existing one, would you like to see what your monthly payments might look like? Our easy-to-use calculators can give you a glimpse into your future.